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Sources:
Homeowners Are Sitting on Their Biggest Share of Equity Since the 1950s
https://www.sfgate.com/realestate/article/homeowners-are-sitting-on-their-biggest-share-of-19806687.php
Credit card spending growth is slowing — ‘consumers have been in a pretty frugal mood,’ expert says
https://www.cnbc.com/2024/10/08/credit-card-spending-slows-consumers-in-a-frugal-mood-expert-says.html