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The housing market is set for a major shake-up in 2025, with non-QM loans taking center stage. Trump’s appointment of Bill Pulte as FHFA director signals a shift toward business-friendly policies that could redefine lending. Non-QM products like DSCR, alt-doc, and asset depletion loans are expected to dominate, especially as cash-heavy insurance companies invest in these higher-yield opportunities.
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