Working with the NonQM Experts is the secret weapon that helps top producers win more deals and increase productions while most are seeing a decline in volume.
U.S. credit card debt typically spikes $100B in Q4, with Americans averaging $1,700 in holiday spending (2023), and 35% taking on holiday debt.
This combination of factors will create a trial by fire for many in our industry. The question isn’t just whether AI will replace loan officers – it’s whether you’re prepared to elevate your game to meet these challenges head-on.
Some loan officers don’t understand their true value and position in the market.
The disconnect between our political leaders and housing reality became crystal clear to me recently through two jaw-dropping interviews with New York City mayoral candidates.
Recent developments at the Federal Housing Administration (FHA) have raised eyebrows across the mortgage industry.
Rather than viewing winter as a time to slow down, consider it an opportunity to gain market share. With many competitors reducing their activity during this season, those who maintain or increase their efforts can position themselves for a strong start to spring.
What we’re witnessing isn’t just a real estate trend – it’s a fundamental restructuring of American society. Companies like Blackstone and Tricon are transforming what we call “our homes” into their investment vehicles, viewing the U.S. housing market as a trillion-dollar industry ripe for profit extraction.
Ever wonder what would happen if you just picked up the phone and started cold calling without overthinking it?
When a loan goes into foreclosure, it’s not just examined for minor material defects that might trigger a buyback – regulators are actively looking for fraud.
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