Clickbate. You have no idea what you are talking about. The ONLY way that Trump can curtail the CFPB without congressional approval is to appoint a new director in July of 2018, or maybe sooner if Cordray leaves to run for governor of Ohio.The budget line items that you refer to are NOT part of appropriations. They are OTHER budgetary items just like the Federal Reserve budget is OTHER budgetary items that are still listed in the budget. Trump nor Congress can directly cut this budget. It will take a new director to scale back the CFPB, and even then he/she will still have mandated operations that would equal about $400 million.You also still have the fact that the large banks WANT portions of the CFPB to remain intact.You could have asked some experts instead of rambling off this nonsense.