Freddie Mac profits fell in 2025 as defaults and credit losses rose, joining Fannie Mae and the Federal Housing Administration in seeing increased foreclosure pressure.
Consumer debt and mortgage delinquencies are hitting decade highs as rising costs, high interest debt, and layered FHA loan modifications push more homeowners toward default
Congress just passed the Housing Act for the 21st Century in an overwhelming bipartisan vote, aiming to lower construction costs and boost housing supply by cutting red tape and empowering local banks.
Housing affordability isn’t being driven by a lack of supply it’s being driven by income inequality and market manipulation.
In this episode, Brian Stevens sits down with Beef Wellington of Career Compass to break down why most loan officers and real estate agents are struggling and why a small top tier is thriving.
Mortgage demand dipped slightly as refinance activity cooled, but the real opportunity is emerging in the purchase market as affordability reshapes buyer behavior
The mortgage industry is following the same path as fast-food chains: just like burger restaurants expanded their menus to grow, lenders are expanding loan products by loosening guidelines and rolling out more products.
U.S. population growth is surging, affordability is pushing buyers toward the Midwest, mortgage demand is falling despite lower rates, and millennials though financially stretched remain highly motivated to buy
The housing market is at a critical turning point as Wall Street finds new ways to profit from housing volatility, including platforms that allow investors to bet against home prices.
in this conversation, Brian Stevens sits down with Jack Runyon of ServiceLink Title to explain how loan officers can win more refinances in today’s tight market by reducing title costs, speeding up turnaround times, and using free property data tools to identify qualified borrowers.
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