
ADUs and Housing Density: Solving the Crisis or Creating Chaos?
Fannie Mae and Freddie Mac may exit conservatorship, risking higher mortgage rates.
Fannie Mae and Freddie Mac may exit conservatorship, risking higher mortgage rates.
This combination of factors will create a trial by fire for many in our industry. The question isn’t just whether AI will replace loan officers – it’s whether you’re prepared to elevate your game to meet these challenges head-on.
Recent developments at the Federal Housing Administration (FHA) have raised eyebrows across the mortgage industry.
Rather than viewing winter as a time to slow down, consider it an opportunity to gain market share. With many competitors reducing their activity during this season, those who maintain or increase their efforts can position themselves for a strong start to spring.
When a loan goes into foreclosure, it’s not just examined for minor material defects that might trigger a buyback – regulators are actively looking for fraud.
As Elon Musk steps into a quasi-presidential role of influence through his Department of Government Efficiency initiative, one of his targets has become the Consumer Financial Protection Bureau (CFPB).
Contrary to popular narratives that paint lenders and realtors as adversaries to affordable housing, we’re actually positioned to be part of the solution.
Mortgage Brokers should get their ducks in a row ahead of inspection.
Soaring auto and credit card defaults signal economic risks ahead, despite strong housing market performance.
Despite low foreclosures and strong employment, today’s mortgage market restricts access through high credit requirements and interest rates, creating an affordability crisis for new buyers.
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