Category: NonQM

First Time Homebuyers Hit Record Lows

January 24, 2025

In 2024, only 28% of Americans who wanted to buy a home succeeded, with first-time homebuyers making up just 24%—a record low since 1981

Biggest Mortgage Changes Since 2008

January 20, 2025

The housing market is set for a major shake-up in 2025, with non-QM loans taking center stage. Trump’s appointment of Bill Pulte as FHFA director signals a shift toward business-friendly policies that could redefine lending.

The Connection Between Wildfires and Mortgage Rates

January 17, 2025

California’s ongoing insurance crisis, fueled by wildfires and years of policy mismanagement, is shaking the housing market

Why These ‘Worst Cities’ Are Now Real Estate Goldmines

January 15, 2025

Buffalo, New York, home of the Bills and famous wings, has surprisingly become the hottest housing market in the U.S., according to Zillow. Other cities like Indianapolis, Providence, Hartford, and Philadelphia round out the top five. What’s the common factor? Affordability.

Call Me Brian Stevens

May 6, 2024

Brainlessly Simple and Smart.

You Need 80% More Income to Buy a Home ?

April 2, 2024

While the affordability crisis in the housing market may seem daunting, there are opportunities for those willing to think outside the box and target untapped segments of potential borrowers.