In 2024, only 28% of Americans who wanted to buy a home succeeded, with first-time homebuyers making up just 24%—a record low since 1981

Mortgage applications are up 2% compared to last year, with builder applications for new homes rising nearly 9% year-over-year in December

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A recent analysis by CSS revealed a growing gap between appraised home values and sales prices

The housing market is set for a major shake-up in 2025, with non-QM loans taking center stage. Trump’s appointment of Bill Pulte as FHFA director signals a shift toward business-friendly policies that could redefine lending.