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A new bipartisan bill—the Housing for Us Act—proposes using $250 billion in federal funds to build 3.5 million homes and address the U.S. housing shortage. If passed, it could lower home prices, boost affordability, and revitalize the mortgage industry. Meanwhile, high interest rates are keeping Americans out of the market, while Chinese investors are buying up U.S. homes at record levels. Lowering rates and increasing inventory may be the key to putting homeownership back in reach for Americans.
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