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Affordable Housing Solutions for 2025
In 2024, only 28% of Americans who wanted to buy a home succeeded, with first-time homebuyers making up just 24%—a record low since 1981. Rising prices, higher rates, and skyrocketing insurance premiums are driving the affordability crisis.
What can you do? Explore programs like FHA and VA one-time close loans that offer up to 100% financing for manufactured homes, modular builds, or even trendy barndominium. Combine this with Non-QM loan options for self-employed borrowers, like bank statement loans or asset depletion, to unlock more income and affordability.