Non-QM loans are thriving, offering competitive rates.
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Home prices are finally starting to drop, with the median price falling from $410,000 to $402,500—a small but important shift. Cities like San Francisco, Miami, Austin, and Phoenix are seeing the biggest declines, proving that what goes up must come down. Meanwhile, mortgage applications have plummeted 63% from their pandemic peak, signaling a major slowdown in demand. For investors, this could be the perfect time to buy while the market softens. Keep an eye on falling prices—opportunities are on the horizon!
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