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Mortgage demand is rising fast, with applications up 11% and rates dipping below 6.9%, signaling a strong summer ahead for loan officers. While the number of active LOs has dropped, competition for top performers is heating up, with lenders offering big signing bonuses. But beware—those bonuses often come at the cost of higher rates or lower comp plans. The message? The market’s moving make sure you’re aligned with the right lender and ready to close deals.