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The Fed recently bought $43.6 billion in treasuries with little public attention, raising questions about whether it’s quietly returning to quantitative easing despite claiming otherwise. At the same time, Moody’s downgraded the U.S. credit rating, which could pressure mortgage rates higher. Meanwhile, credit card delinquencies just hit a 14-year high, signaling more potential inventory from financially distressed homeowners. In this shifting market, savvy agents are finding new opportunities off the beaten path