CFPB Lawsuit, Mortgage Rates, and Jobless Claims
January 8, 2025
The CFPB is suing Vanderbilt for risky loan practices in manufactured home sales.
Category: Mortgage News
HUD’s Plan to Fix the Insurance Crisis: Is It Enough?
January 7, 2025
HUD is investigating rising premiums but blames extreme weather instead of poor policy decisions
ADUs and Housing Density: Solving the Crisis or Creating Chaos?
January 6, 2025
Fannie Mae and Freddie Mac may exit conservatorship, risking higher mortgage rates.
AI vs. Loan Officers
December 19, 2024
This combination of factors will create a trial by fire for many in our industry. The question isn’t just whether AI will replace loan officers – it’s whether you’re prepared to elevate your game to meet these challenges head-on.
Is FHA Hiding a Housing Crisis?
December 16, 2024
Recent developments at the Federal Housing Administration (FHA) have raised eyebrows across the mortgage industry.
Seize the Winter Market: Your Guide to Thriving While Others Hibernate
December 13, 2024
Rather than viewing winter as a time to slow down, consider it an opportunity to gain market share. With many competitors reducing their activity during this season, those who maintain or increase their efforts can position themselves for a strong start to spring.
Regulatory Heat: Why Clean Loans Matter More Than Ever
December 10, 2024
When a loan goes into foreclosure, it’s not just examined for minor material defects that might trigger a buyback – regulators are actively looking for fraud.
The CFPB Debate: Regulation, Reform, and Real Estate
December 6, 2024
As Elon Musk steps into a quasi-presidential role of influence through his Department of Government Efficiency initiative, one of his targets has become the Consumer Financial Protection Bureau (CFPB).
Housing’s Impossible Math: Why Traditional Lending Models Are Breaking Down
December 5, 2024
Contrary to popular narratives that paint lenders and realtors as adversaries to affordable housing, we’re actually positioned to be part of the solution.
CFPB Audits and NAR Settlements
November 27, 2024
Mortgage Brokers should get their ducks in a row ahead of inspection.
