The voice of the mortgage industry
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Are Homebuyers Getting a Fair Deal?
The mortgage industry is facing major challenges, from loan level price adjustments that penalize good credit borrowers to home builders steering buyers toward in-house lenders with questionable incentives. Meanwhile, Trump’s FHFA nominee, Bill Pulte, has raised concerns about potential biases favoring new home construction. Mortgage brokers argue for a level playing field, while rising rates and restrictive refinance rules continue to squeeze homeowners. With affordability at an all-time low, the big question remains—who really benefits from these policies?
