Mortgage News

The Fed Is Paralyzed

June 19, 2025

Share

Join Loan Factory

Click HERE

The Federal Reserve is holding interest rates steady amid economic uncertainty, forecasting slower growth, higher inflation, and rising unemployment. While some Fed officials predict modest rate cuts in 2025, relief for mortgage rates looks unlikely. Meanwhile, home prices are falling in the majority of U.S. states—especially in Florida, Texas, and California—suggesting a potential nationwide housing contraction. The message to real estate professionals: average won’t cut it in this shifting market